Return to Work
CareWorks for Medical Schemes
Return to Work uses healthcare interventions to optimise Disability Claimants’ prospects of returning to work and reduces their risk of relapse. It focuses on the Claimant’s specific needs and circumstances providing Care Coordination across a range of conditions.
The Return to Work programme has been proven to substantially impact on Disability Claims within Retirement Funds.
Personalised care coordination intervention focusing on the Claimant’s medical condition working together with the existing treating team.
Experienced clinicians under guidance of independent expert advisory panel
Prescribed blood tests, radiology, doctor’s visits, counselling & education as well as medication – all delivered through private, professional providers.
Improved wellness for the Claimant
Reduced claims for the Retirement Fund
Skills retention for the Employer
Enhanced product offering for the Underwriter
Return to Work is an attractive proposition for Retirement Funds and Underwriters as a Healthcare Risk Management strategy that impacts on claims, pricing and reserving requirements.